Mercury Finance on new outboards

Mercury and UDC are running 0% p.a. finance on new Mercury 40hp to 300hp outboard repowers from 5 October 2026 to 24 December 2026. We are signed up with UDC, so you can apply through the workshop when you buy the motor and have it fitted here.

Who the lender is

Finance is provided by UDC Finance Limited. Marsden Cove Marine is not the lender. We pass your application to UDC and they decide it. We do not give financial advice, and nothing on this page is advice about whether borrowing suits your situation. Clause 17 of our Terms of Trade sets out how finance works with us, including what happens if a loan is declined or not drawn down.

What the offer covers

• New Mercury 40hp to 300hp outboard repowers, bought at Mercury's recommended retail price and fitted through us.
• Mercury Racing and commercial SeaPro models are excluded.
• Interest rate 0% p.a., fixed for the term. There is no higher rate waiting at the end of a honeymoon period.
• Loan term 36 months.
• Deposit of 10% of the engine's recommended retail price.
• The motor has to be bought at recommended retail price, and the offer cannot be combined with any other special, discount or promotional offer. If you would rather have a discount on the motor than the 0% rate, say so and we will price it both ways.
• While stocks last.
• Offer period 5 October 2026 to 24 December 2026.
• Finance to approved applicants only, subject to UDC lending criteria and standard terms and conditions.

Rates, fees and what it costs

The interest rate is 0% per annum, fixed for the 36 month term. Interest is not the whole cost though, so here are the fees in full:

• UDC establishment fee $130
• PPSR fee $10.35
• Dealer origination fee $50
• Maintenance fee $0.50 a week for the life of the loan

That is $190.35 in one off fees at the start, plus about $78 in maintenance fees across a 36 month term, so roughly $268 in total credit fees. Mercury's own advertising for this offer quotes a dealer origination fee of $300. Ours is $50, because UDC handle the paperwork on our deals and we are not going to charge you for work we did not do. Your deposit of 10% comes off the purchase price before any of this. We will give you a written quote showing the motor, the fitting work, the deposit, the amount financed, the fees, the repayment and the total you will repay, before you sign anything. UDC then send you their own disclosure. That document is the one that binds you, not this page.

Rates and fees are set by UDC and can change. If you are reading this after 24 December 2026 the offer has finished, and UDC lends at its standard rates, which we can still arrange for you.

Work out the repayments

Put in the amount and the term and it will show you what the repayments look like at UDC's standard marine rates. It is a guide, not a quote, and it does not know about the 0% Mercury offer above, so a new Mercury outboard repower will come out cheaper than this calculator shows.

Repayment figures are estimates only and are not an offer of finance. They assume a rate fixed for the term of the loan, between 8.95% p.a. and 10.95% p.a. depending on the loan, with a default of 9.95% p.a. A UDC establishment fee of $130, a PPSR fee of $10.35, our dealer origination fee of $50 and a maintenance fee of $0.50 a week apply to the loan. Your actual rate, repayment and total amount payable are set by UDC and confirmed in the disclosure document UDC sends you. Finance is provided by UDC Finance Limited to approved applicants. UDC lending criteria, standard terms and conditions apply.

How to apply

Apply online whenever it suits, it takes about ten minutes and goes straight to UDC with our dealership attached. Or call the workshop on 09 432 8132, leave your details, and UDC will ring you back and take the application over the phone. We work out the motor and the fitting package, put the application in, and book the install once approval comes back.

Apply for finance

Fair dealing

We only advertise offers that are live, on the dates the manufacturer sets, and we do not add our own finance terms on top. If anything on this page is unclear or out of date, tell us and we will fix it. Prices, offers and lending terms can change without notice.

0% p.a. fixed for a 36 month term on new Mercury 40hp to 300hp outboard engines purchased at recommended retail price, 5 October 2026 to 24 December 2026, while stocks last. Deposit of 10% of engine RRP required. Racing and commercial SeaPro models excluded. Not available in conjunction with any other special, discount or promotional offer. Fees apply as listed above. Finance to approved applicants only. UDC lending criteria, standard terms and conditions apply. Finance is provided by UDC Finance Limited. Marsden Cove Marine Ltd is not the lender and does not provide financial advice.